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- Addressing the challenges posed by energy poverty in Latin American countriesPublication . Filho, Walter Leal; Begum, Halima; Anholon, Rosley; Quelhas, Osvaldo; Rampasso, Izabela; Sharifi, Ayyoob; Guerra, José Baltazar Salgueirinho Osório de Andrade; Gatto, Andrea; Lovett, Matthew; Velazquez, Luis; Chávez Muñoz, Pastor David; Alam, A. S. A. Ferdous; Brandli, Luciana; Salvia, Amanda Lange; Amaro, Nelson; Eustachio, João Henrique Paulino PiresMany of the energy systems functioning across the developing world are poorly designed and largely inadequate to meet a country's commercial and domestic energy needs. This is especially so in Latin America, where poverty trends have been exacerbated by limited access to energy, which could be used towards supporting industrial and small-scale commercial activities. This has characterised the widespread trend of energy poverty. This phenomenon poses a major barrier towards achieving the UN Sustainable Development Goals (SDGs) and addressing climate change, since lack of access to reliable energy generation systems hinders the development of economic activities and limits the comfort of living conditions. This paper reports on a study aimed at catering to a better understanding of the challenges related to energy poverty in Latin America and identifying some of the tools that may be deployed to address them. The methodological procedures used were bibliometric analysis and survey. The main findings of this research evidence that reducing energy poverty in Latin American countries is crucial to alleviating household costs since a considerable part of family income is used to pay the energy needs. Less use of coal, greater access to electricity-including those from renewable generation-as well as the use of technologies and programs subsidized by governments would significantly contribute to increasing the Latin American citizens' quality of life and achieving the SDGs.
- Factors influencing access to finance among jordanian SMEs: examining the role of P2P lending fintech, information asymmetry, transaction cost, and financial literacyPublication . Doumi, Ammar Fakhri; Begum, Halima; Doumi, Fakhri Bani; Alam, A. S. A. FerdousThe aim of this research is to examine the correlation between Peer-to-Peer (P2P) lending financial technology (Fintech), information asymmetry, transaction cost, financial literacy, and access to finance among Small and Medium Enterprises (SMEs) in Jordan. The study used Partial Least Squares-Structural Equation Modelling (PLS-SEM) to analyze data collected from a sample of 335 SMEs in Jordan. The study’s findings indicate that information asymmetry and transaction cost have a notable and adverse impact on access to finance. On the other hand, P2P lending Fintech has no direct effect on access to finance. Additionally, financial literacy significantly moderates the relationship between P2P lending and access to finance among SMEs. In conclusion, P2P lending Fintech has been proven to help Jordanian SMEs’ access financing when financial literacy interacts as a moderator. This study contributes to the extant literature on how financial literacy moderates the relationship between P2P lending and SMEs’ access to finance. Finally, the results of this research benefit SMEs’ owners/managers by providing them with empirically validated insights into the factors that affect their ability to access financing. Additional research should investigate many categories of Fintech tools, such as crowdfunding, blockchain, and other related technologies. Furthermore, it is necessary to examine additional factors that impact the ability to get financial resources, such as collateral and management risk, and it is important to assess the influence of financial management regulations on these factors.
- Social support as a mediator between selected trait engagement and employee engagementPublication . Okojie, Glory; Alam, A. S. A. Ferdous; Begum, Halima; Ismail, Ida Rosnita; Sadik-Zada, Elkhan RichardEmployee engagement construct has become well-known among scholars, practitioners, researchers, and consulting bodies to improve employee productivity, help organisations achieve set goals, and remain competitive globally. However, many studies on employee engagement have mainly concentrated on organisational factors, focusing less on individual factors. Also, despite prominent literature on personality, studies on how specific personalities affect individuals’ engagement levels at work are still limited. By examining the relationship between autotelic personality, proactive personality, and employee engagement with an emphasis on the mediating effect of social support, this study aims to bridge the gap. A cross-sectional survey approach was adopted for this study to collect information from a sample of 260 registered nurses working in public hospitals in Lagos, Nigeria. The data was analysed using AMOS-27 statistical software. The results demonstrated that proactive favourably connects to employee engagement, while the association between autotelic personality and employee engagement was insignificant. Also, the mediating effect of social support on proactive personality and employee engagement was significant. While testing the structural model, one regression path was removed because, apart from being insignificant, it was also affecting the significance level of other variables. Removing the insignificant variables is acceptable in the regression path to establish the dependent variables and strengthen the mode. This paper adds to the present knowledge that trait engagement (proactive personality) may predispose employees to be engaged or disengaged. Also, through social support, proactive individuals will show more personal initiative to work and solve challenges through perceived social support in the organisation.